| What
is ChexSystems?
ChexSystems, a credit reporting agency, keeps a database of
people who have a bad track record with one or more banks. Banks
use ChexSystems to review your banking history.
Are you on ChexSystems?
If you have a negative listing in the
ChexSystems database, it can be very difficult to open a new account
— checking, savings, or other account — often taking
as long as 5 years.
|  Quick
Tip: Our staff recommends the PassChecking.com service
which provides a comprehensive service related to understanding
and getting off ChexSystems and into a new checking account.
To learn more about ChexSystems PassChecking.com,
click here. |
How do I get my ChexSystems report?
If
you contact ChexSystems and tell them you
have been denied an account in the past 60 days, they will send
you your report at no charge (most of the time, they won't even
ask for proof). Otherwise, there is an $8 charge.
When contacting ChexSystems by mail or fax,
be sure to always include your name, address, and Social Security
Number (SSN).
You can request a copy of your ChexSystems report
by visiting their web site.
The address is : http://www.chexhelp.com/
You can also request a copy of your report in
by writing directly to ChexSystems at the following address:
ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: (972) 241-4772
For further instructions, call ChexSystems toll-free:
(800) 428-9623 or (972) 280-8585
The ChexSystems customer service line is: (800)
513-7125
| Quick
Tip: Our staff recommends the PassChecking.com service
which provides a comprehensive service related to understanding
and getting off ChexSystems and into a new checking account.
To learn more about PassChecking.com,
click here. |
|
